Premium Credit

Welcome to Premium Credit Ireland

Whether it's for personal or business use, insurance is essential for most of us. Indeed, in 2009 the gross premium income for non life insurance comprised €3.77 billion of Irish risk business.*

For many, paying a hefty insurance premium in one go can put a strain on the budget - but Premium Credit provides an affordable solution. For over 22 years, we have helped people to pay for their insurance by spreading the costs over regular instalments, instead of paying the whole premium upfront.

Premium Credit doesn’t just help people spread the cost of their insurance premiums, we also provide the finance to pay membership fees and we are delighted to be selected by the Club Managers Association of Europe (CMAE) and the Irish Association of Golf Club Secretaries (IAGCS) as their preferred finance company for the finance of their member's fees.

That's why we're the No.1 Insurance Premium Finance Company in Ireland and the UK, and, as a Bank of America company, we provide the financial strength and stability that comes with being owned by one of the world's largest financial organisations.

(*Source: Financial Regulator's Insurance Statistical Review 2009)

Premium Credit Limited trading as Premium Credit Ireland and Fairway Credit is regulated by the Central Bank of Ireland and incorporated in England and Wales at registered office address Premium Credit House, 60 East Street, Epsom, Surrey, KT17 1HB under number 2015200 acting through it's Irish branch at Arena House, Arena Road, Sandyford Business Estate, Dublin 18.

Credit is available, subject to status, to Irish residents aged 18 or over.