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• FAQs

Customers

Premium finance is a convenient and affordable way to pay for your insurance.  Rather than having to find a large sum up front to cover the premium, you can instead spread the cost by paying in smaller regular instalments.  It can help you budget more effectively.

After you have provided some personal and bank details, we will prepare all the necessary paperwork and tell you all the details you need to know.  These include confirmation of the loan to pay your insurance premium, the amount of your regular repayments and when they will start and finish. 

We will also ask you to sign a credit agreement which you may be able to do online at Premium Credit Online.  We will pay the insurance premium direct to your intermediary or, in some instances, your insurer.  Your repayments will be automatically be collected by a regular Direct Debit.

Here is a useful document for you to download and use:

Consumer guide to premium finance - Our free guide to premium finance helps you consider the suitability of premium finance for your individual circumstances. It helps you to understand what premium finance is, how it works and its benefits.